Quick Urgent Loans in Melbourne for Immediate Financial Relief

In Australia, a loan of $500-$2,000 is referred to as a small loan. But we also offer larger loans – our customers across Adelaide and South Australia regularly apply for loans up to $10,000.

You’ll find other small loan providers in Adelaide, of course. However, it pays to be careful, especially if you’re considering dealing with a small lender.

Here at Fair Go, as one of Australia’s largest non-bank personal loan providers and a responsible lender, we have a deserved reputation for doing the right thing by our customers. Always. We’re completely upfront about our fees, we never charge early pay out fees and we’ll personalise our rates and terms to minimise your borrowing costs.

Whatever the size of your loan, our online application process is the same – quick and easy. Our smart system can give you a provisional decision in minutes. But don’t take our word for it. Apply for a small loan and see for yourself.

No. All of our small loans (loans from $500 to $2,000) are unsecured loans, so you don’t need to provide an asset as security. On the other hand, depending on your credit history and personal circumstances, you may need to take out a secured loan for a larger amount.

We look at a range of factors when we assess your application. This is important. As a responsible lender, we always have your best interests at heart – we’re here to help you get the cash you need to move forward in life, without putting yourself and your budget under undue stress.

That’s why, if your application receives conditional approval from our smart system, our team will be in touch with you ASAP. We’ll verify your personal information and discuss the terms of your loan, ensuring we minimise your borrowing costs and that the loan works for you.

A less than ideal credit score isn’t the end of the world. In fact, while we can’t guarantee we’ll be able to provide a loan if you have a bad credit score – even a small loan – we’ve helped lots of customers in Adelaide and throughout the country who have bad credit ratings.

We believe everyone deserves a fair go. And as one of Australia’s largest non-bank personal loan providers and a responsible lender, we’ll do everything we can to help you – if there’s a way for us to help you get a loan, without risking your long-term financial wellbeing, then we will.

If you’re not sure if you have a bad credit score, watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax. It’s easier for us to advise you on the best way forward if we know if – and why – you have a bad credit score.

Repaying our loans is just as easy as our online application and approval process.

Once your loan application receives formal approval, we’ll discuss the best way to set up your direct debit payments with you, so you can nominate your payday. You’ll receive a reminder before your first debit is due and if, down the track, you’re worried you’ll have trouble making your next repayment, our team is right here in Australia to help.

You can call us on 1300 324 746 or contact us online via live chat.

If you need a cash loan fast – really fast – then call us on 1300 324 746 or talk to our team in Australia via live chat. We’ll help you fast-track your cash loan application the same day.

1. Apply online in less than 6 minutes. Our clever online application form is quick and easy to complete – apply from anywhere in Australia, anytime day or night.

2. A little human touch may come into play. If your application isn’t given an immediate outcome, a friendly credit consultant will be in touch to confirm what they need clarified, or if there’s a different amount or product they can offer you.

3. Get approved: If you’re offered a loan and you’d like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.

4. Receive your funds within minutes: We use Real-Time Funding to instantly transfer the funds to your account.

Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.

It depends. The faster you can provide your supporting documents so we can complete your cash loan application assessment, the quicker we can process your application and give you a decision.

The good news is, our smart system enables you to submit your supporting documents online – it’s quick and easy. Assuming your application is successful, we can then transfer the approved funds directly into your bank account.

Find out more about our fast cash loan application and approval process.

In a word, anything! Our customers use quick cash loans to cover or spread the cost of all sorts of expenses.

• Urgent car repairs, car insurance or registration

• Unexpected dental, medical or pet expenses

• Securing a limited-time offer on a holiday, jewellery or furniture

• Last-minute renovations, wedding costs or rental bonds.

A cash loan is simply a personal loan. At Fair Go, we provide cash loans for anything from $500 up to $10,000, which you can use to cover unexpected expenses or bills, or to simply buy something you want or need – a car, appliances, a holiday, the choice is yours.

You can apply for your cash loan online. It’s a quick, easy process that enables us to assess your application and give you conditional approval on your cash loan, fast – if not the same day, then within 24 hours.

We can even help you secure a quick cash loan if you have a less-than-ideal credit rating. We’ll work with you to try and find a solution that works for you and doesn’t put you under financial stress. So, you can take out a short-term cash loan without having to worry about the long-term consequences.

Worried about your credit history? Find out about our bad credit loans.

Right here, right now! You can apply for your cash loan online, fast – it only takes a few minutes and then you can track your application’s progress through our portal. We’ll assess your application ASAP, if not the same day, then within 24 hours.

That’s the beauty of our quick cash loans. It’s a fast, paperless process and our friendly team is based here in Australia, so we’re just a call or click away if you need help. No unnecessary delays or paperwork.

We provide cash loans for all sorts of people all over Australia. To apply for a cash loan, you’ll need to be at least 18 years of age and a permanent Australian resident, with a regular salary or income.

Worried that your bad credit history will prevent you from taking out a cash loan? Don’t fret, we’re here to help you get a fair go and your credit history back on track. Find out about our bad credit loans.

Our short term loans are just that – short term. We structure them to be repaid over the course of 3-12 months, giving you the temporary cash boost you need, while minimising your borrowing costs.

And crucially, there are no early payout fees, so you can pay off your short term loan sooner if you like, once again minimising the cost of your loan.

Like all our loans, we personalise and structure our quick loans to suit you and secure the most competitive rate. So, depending on your financial obligations and situation, you can choose anything from a three-month term to a 24-month term.

It’s possible to complete our online application form in under 6 minutes! To make it as quick as possible, just make sure you have your driver’s license or Medicare card close by and be ready to login into your online banking so you can electronically provide your bank statements from the last 90 days.

We offer quick cash loans from $500 up to $10,000 and, depending on your situation and credit history, you can repay your loan over anything from three months to 24 months.

Not at all. While many of our customers in Victoria live in Melbourne or around Melbourne, we provide quick online loans for customers across Australia, many of them in remote rural areas.

If you have an internet connection and meet our eligibility requirements, you can apply online in minutes. It really is that quick, whether you apply for a small loan of $500 or a large loan of $10,000. What’s more, our smart system will give you a provisional decision almost immediately.

There’s only one exception: if you live in a caravan park, we’re unable to offer you a loan.

As an online lender – one of Australia’s largest non-bank personal loan providers – we don’t have traditional branches in Melbourne, or anywhere else in Australia for that matter. And that’s a good thing.

It means we’re able to keep our overheads down and continually invest in developing our smart online application system, making it quick and easy to apply for a loan, from small loans of $500 through to $10,000 loans. Online. Anytime.

It also means that our team here in Australia can focus on providing personal service, as well as personalised loan rates and terms, ensuring we minimise your borrowing costs and always do the right thing by you and your long-term financial wellbeing.

So, whether you’re in Melbourne or living the other side of the country, we’re here to help. Call us on 1300 324 746 or contact us via live chat, or apply online for a quick and easy loan in minutes.