Personal LoansPersonal Loans in Sydney

You’ve found us. Discover why our Sydney customers come back to us for their small loans.

Quick

Apply online and get a decision in minutes.

Flexible

Loans up to $10,000.

Fair

We have thousands of Sydney customers who can vouch for us.

Setting the Benchmark for Sydney's Small Loan Lenders.

It used to be that if you lived in Sydney and you needed a small loan, it made sense to find a local lender. Not anymore. At Fair Go, we’ve become one of Australia’s largest non-bank lenders and the personal loan provider of choice across Australia – including Sydney – by doing things better.

By being upfront and a responsible lender. By using all our finance and tech smarts to go 100% online. And by streamlining our secure application, assessment and approval process – our free and secure bank statement service means successful applicants generally receive their cash in 24-48 hours.

No unnecessary paperwork. No expensive Sydney CBD offices. Just large, medium and small loans with competitive rates and terms that we personalise to minimise your borrowing costs, all backed by industry-leading customer service that’s just a 1300 324 746 call or click away.

Rates (APR), fees & features

Loan Amounts

$500 - $2,000

Avg. Term

3 - 12 months

Establishment Fee

$60 - $400

Monthly Fee

$15 - $80

Interest Rate (P/A)

N/A

Comparison Rate

N/A

Loan Amounts

$2,050 - $5,000

Avg. Term

7 - 19 Months

Establishment Fee

$437 - $771

Monthly Fee

$10 - $14

Interest Rate (P/A)

23.31% - 29.90%

Comparison Rate

51.26% - 65.88%

Loan Amounts

$5,050 - $10,000

Avg. Term

14 - 24 months

Establishment Fee

$546 - $795

Monthly Fee

$9 - $14

Interest Rate (P/A)

21.90% - 25.90%

Comparison Rate

28.71% - 33.80%

For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
*All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Examples

$1,350$3,600$6,900
Average Term8 months`13 months18 months
Average repayment per week$48$90$119
Establishment Fee$265$627$595
Monthly Fee$50$11$14
Interest Rate Per Annum (APR)N/A27.49%21.90%
Comparison RateN/A60.61% *28.87% **

1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.

* Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.

**. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.WARNING: This comparison rate is true only for the example[s] given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Ready to get started?

How to Apply

With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.

  • Apply Now

    All it takes is 6 minutes with our secure online application form.

  • Accept Offer

    If approved, accept your offer signing online with a secure SMS code.

  • Receive Finance

    Your funds are transferred as cleared funds so you can start using it sooner.

  • Personalised Support

    If you need a little help with anything, simply talk to our support team.

We're with you

So why Fair Go Finance?

We want what’s best for our customers. And we show it every day with loans and service tailored to you.

Why Choose Us
  • Genuine customer service

    Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

  • Personalised pricing

    We get to know your situation to craft a tailored rate just for you.

  • Credit score boost

    Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

  • Check if you qualify

    Learn how likely you are to get approved, with no impact on your credit file.

How can we help you?

Below you’ll find answers to the most frequently asked personal loan questions

See what our customers have to say about us

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