)
)
Quick Eligibility Checklist for Loans up to $10,000
Our basic loan eligibility criteria are:
You are 18 years of age or over
Living in Australia (citizen, permanent resident, on a working visa or sponsorship visa)
Have not declared bankruptcy in the last 12 months
At least 50% of your income is from being employed on a casual, part-time or full-time basis
)
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
)
Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked loan eligibility
To be eligible for a small loan, applicants must:
Be over the age of 18
Receive a regular income from employment
Be an Australian resident (or on an approved visa)
Not currently be in hardship, Part 9 debt agreement or bankruptcy.
That’s where our handy checklists come in. We know your time is important, so we want you to feel confident there’s nothing at the very start that could be stopping you from clicking GO!
Whether you need a personal loan up to $5,000 or a larger loan between $5,001 and $10,000 let our checklists help reassure you it’s worth going forward with our online application today.
Although we can’t help every situation, our range of personal loans is available for people with good credit and certain levels of bad credit too.
Fair Go Finance can still help you if you have bad credit. Find out more about our bad credit loans.
If your credit score is:
| Over 650 | Then it is likely you will be eligible for a low rate personal loan and we should have a number of options for you. |
|---|---|
| Between 450 and 650 | You may have a couple of loan options depending on your current financial circumstances. |
| Less than 450 | You may be able to access to a loan with us to demonstrate your willingness to improve your credit history. Your bank statements will be important for your assessment. |
Now that you’ve learned if you’re eligible to get a loan, check out our range of loans:
Apply right now and if approved, the money could be in your account today.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for. Loans for bad credit are available to cater to diverse financial situations and urgent needs.
We encourage all our customers to explore what’s possible for their unique situation and apply for a loan that suits them. Even if you think you have bad credit, we assess each application individually, making sure we’re being responsible lenders and you’re getting a fair go.