Unsecured Personal LoansMaximise the Benefits of an Unsecured Loan with Fair Go Finance

Borrow from $500. Our unsecured loans are fast, secure and personalised.

Calculate your repayments

$3,000
12 Months

What this means for you...

Interest Rate p.a.
29.9%
Comparison Rate p.a.
41.64%
Total Repayment
$4,212.51
All rates & fees

Your minimum weekly repayment*

$81.01

Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees

*Includes an interest rate of 29.9% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Apply

Apply online in 6 minutes.

Personal

Personalised rates. Lower Costs

Fast

Get your cash in 24-48 hours, if approved.

Unsecured LoansUnsecured Loans you can Arrange Fast. Really Fast.

From the easy-as online application process for our unsecured personal loans, to our almost instant decisions, we’ve used all our team’s finance and tech smarts to make getting an unsecured loan fast and easy.

What’s more, as one of Australia’s largest non-bank personal loan lenders, it’s a process that’s as secure and responsible as it is fast. We’ll personalise the terms on your loan to minimise your borrowing costs. And we’ll never advise you to do anything that’s not in your best interests.

That’s why we have customers across Australia who come back to us time and again for personal loans that suit them. We believe everyone deserves a fair go, we’ll try to find a loan solution that gives you the cash you need to get on with life.

Loan Calculator

Rates (APR), fees & features

Loan Amounts

$500 - $2,000

Avg. Term

3 - 12 months

Establishment Fee

$60 - $400

Monthly Fee

$15 - $80

Interest Rate (P/A)

N/A

Comparison Rate

N/A

Loan Amounts

$2,050 - $5,000

Avg. Term

6 - 15 Months

Establishment Fee

$400

Monthly Fee

$0 - $18

Interest Rate (P/A)

29.90% - 47.00%

Comparison Rate

41.64% - 50.28%

For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
*All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Ready to get started?

How to Apply

With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.

  • Apply Now

    All it takes is 6 minutes with our secure online application form.

  • Accept Offer

    If approved, accept your offer signing online with a secure SMS code.

  • Receive Finance

    Your funds are transferred as cleared funds so you can start using it sooner.

  • Personalised Support

    If you need a little help with anything, simply talk to our support team.

We're with you

So why Fair Go Finance?

We want what’s best for our customers. And we show it every day with loans and service tailored to you.

Why Choose Us
  • Genuine customer service

    Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

  • Personalised pricing

    We get to know your situation to craft a tailored rate just for you.

  • Credit score boost

    Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

  • Check if you qualify

    Learn how likely you are to get approved, with no impact on your credit file.

See what our customers have to say about us

See Reviews and Feedback

How Can We Help You?

Below you’ll find answers to the most frequently asked unsecured loan questions.