Debt Consolidation LoansConsolidate all Present Loans into One Easier-to-Manage Loan.

Discover how quick, easy and beneficial personalised debt consolidation loans can be.

Calculate your repayments

$3,000
12 Months

What this means for you...

Interest Rate p.a.
23.31%
Comparison Rate p.a.
54.3%
Total Repayment
$4,163.94
All rates & fees

Your minimum weekly repayment*

$80.08

Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees

*Includes an interest rate of 23.31% (Comparison Rate of 54.3%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Apply online

Apply for $500-$10,000 in minutes.

Flexible

Take out flexible loans for up to $10,000 and 24 months.

Responsible

We put your financial health first.

Debt Consolidation LoansPersonalised Debt Consolidation Loans. Quick. Easy. 100% Online.

If you have mounting debts, a personalised debt consolidation loan might be the best way forward. The best way to relieve the stress of multiple repayments. The best way to reduce your borrowing costs. The best way to free up more cash day-to-day.

And at Fair Go, we’ll personalise your debt consolidation loan to do just that, with custom rates and terms that work for you and your life, minimising your borrowing costs wherever we can. And if you come back for another loan, we can reward you with even better rates and discounts.

As one of Australia’s largest non-bank personal loan providers, we take our responsibility to you seriously. Our friendly team will take great care in working with you to help you path forward. And if you have a bad credit score and you want to consolidate and pay off your debts, we’ll do everything we can to help you turn your bad credit history around.

Loan Calculator

Rates (APR), fees & features

Loan Amounts

$500 - $2,000

Avg. Term

3 - 12 months

Establishment Fee

$60 - $400

Monthly Fee

$15 - $80

Interest Rate (P/A)

N/A

Comparison Rate

N/A

Loan Amounts

$2,050 - $5,000

Avg. Term

7 - 19 Months

Establishment Fee

$437 - $771

Monthly Fee

$10 - $14

Interest Rate (P/A)

23.31% - 29.90%

Comparison Rate

51.26% - 65.88%

Loan Amounts

$5,050 - $10,000

Avg. Term

14 - 24 months

Establishment Fee

$546 - $795

Monthly Fee

$9 - $14

Interest Rate (P/A)

21.90% - 25.90%

Comparison Rate

28.71% - 33.80%

1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
WARNING: This comparison rate is true only for the example[s] given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Ready to get started?

How to Apply

With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.

  • Apply Now

    All it takes is 6 minutes with our secure online application form.

  • Accept Offer

    If approved, accept your offer signing online with a secure SMS code.

  • Receive Finance

    Your funds are transferred as cleared funds so you can start using it sooner.

  • Personalised Support

    If you need a little help with anything, simply talk to our support team.

We're with you

So why Fair Go Finance?

We want what’s best for our customers. And we show it every day with loans and service tailored to you.

Why Choose Us
  • Genuine customer service

    Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

  • Personalised pricing

    We get to know your situation to craft a tailored rate just for you.

  • Credit score boost

    Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

  • Check if you qualify

    Learn how likely you are to get approved, with no impact on your credit file.

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How Can We Help You?

Below you’ll find answers to the most frequently asked debt consolidation loans questions