Unsecured Loans

Looking for an unsecured personal loan?

Our unsecured personal loans don’t need security and are personalised to you. Access custom interest rates, flexible terms and a simple online application.

Calculate your repayments

$3,000
12 Months

What this means...

Interest Rate p.a.
29.90%
Comparison Rate p.a.
41.64%
Total Repayment
$4,212.51
All rates & fees

Minimum weekly repayment*

$81.01

Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees

Check your eligibility

*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Flexible

Access loan amounts and terms that suit you.

Personal

Get a customised interest rate for your medical loan based on your credit score.

Helpful

You’ll be supported by real people who care about your financial health.

Fast

Apply fast and access same-day funds.

Unsecured Loans

A simple unsecured personal loan for whatever you need

Our unsecured personal loans are simple. And they can be used to pay for whatever you need, from a new car to school fees. Borrow up to $10,000 without putting up any assets as security and access your funds fast.

Unsecured Loans Rates Fees and Features

When we say our unsecured loans are flexible, we mean it. Check out the terms, fees and rates associated with our lending to see if it’s the right fit for you. 

Learn more about our loans and interest rates below. 

Rates (APR), fees & features

Loan Amounts

$500 - $2,000

Avg. Term

3 - 12 months

Establishment Fee

$60 - $400

Monthly Fee

$15 - $80

Interest Rate (P/A)

N/A

Comparison Rate

N/A

Loan Amounts

$2,050 - $5,000

Avg. Term

6 - 15 Months

Establishment Fee

$400

Monthly Fee

$0 - $18

Interest Rate (P/A)

29.90% - 47.00%

Comparison Rate

41.64% - 50.28%

Loan Amounts

$5,050 - $10,000

Avg. Term

14 - 24 months

Establishment Fee

$546 - $795

Monthly Fee

$9 - $14

Interest Rate (P/A)

21.90% - 25.90%

Comparison Rate

28.71% - 33.80%

For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.

A responsible lender that puts you first

We pride ourselves on putting you first. And as a responsible lender, we always make sure to tailor a personal loan that works for you, not the other way round. Our unsecured loans are flexible enough to adapt to whatever you need. 

How to apply

Want an unsecured personal loan?

Apply for our unsecured personal loans online in as little as six minutes. All we need is identification and read-only access to your bank statements.

    We're with you

    So why Fair Go Finance?

    We want what’s best for our customers. And we show it every day with loans and service tailored to you.

    Why Choose Us
    • Genuine customer service

      Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

    • Personalised pricing

      We get to know your situation to craft a tailored rate just for you.

    • Credit score boost

      Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

    • Check if you qualify

      Learn how likely you are to get approved, with no impact on your credit file.

    See what our customers have to say about us

    See Reviews and Feedback

    Interested in learning more?

    Read on for commonly asked questions about our unsecured loans