Personal Loans for Travel and Holidays
Everyone deserves a holiday. And with Fair Go Finance’s tailored interest rates and quick turnaround travel loans, you could be jetting off in no time at all. You focus on packing, and we’ll take care of the finances.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Holiday Your Way With a Fair Go Finance Personal Loan
Whether you want to spread the cost of a once-in-a-lifetime trip, or cover the cost of some travel expenses, a personal holiday loan gives you the finance, freedom and flexibility you need to do what you want, when you want.
Borrow up to $10,000 for your travel-related expenses.
Unlike credit cards, which often charge a cash advance fee for withdrawals, our holiday loans deposit funds directly into your bank account, allowing you to access your money without additional costs.
We’ve used our team’s finance and tech smarts to make applying for a holiday loan as quick and easy as it is secure. You can apply for anything from $500 to $10,000, which you can use for any travel expenses, with our super-fast application process taking you from application to conditional decision in a matter of minutes.
And because we’re one of Australia’s largest non-bank personal loan lenders, with a commitment to responsible lending, you can make your travel plans and book your holiday knowing we’ve given you the best deal we can. We’ll never change your repayments or hit you with any hidden charges.
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Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Why Choose a Personal Loan For Travel
Sweeter than a sunset, our stress-free process lets you apply for a holiday loan straight away, when you need it most. And with no impact on your credit score, there’s nothing to lose. We offer personal pricing that’s unique to you and your credit rating, making our holiday loans an easy choice for your travel plans. Our loans also offer the flexibility of early repayment without any early repayment fees, allowing you to pay off your loan sooner if your financial situation improves. Additionally, customers can make additional repayments without any early repayment fees, allowing them to pay off their loan sooner.
From the stress-free process to our down-to-earth, helpful team, we’re here to help you relax. Our holiday loans and terms are personalised to you, and you’ll get a nifty credit score boost once you start making regular, timely repayments.
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Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked travel loan questions.
A personal loan for travel is a type of unsecured personal loan designed to help finance holiday expenses such as airfares, accommodation, tours, and travel gear. It allows you to spread the cost of your holiday over fixed monthly repayments, making it easier to manage your finances. With a personal loan for travel, you can borrow a specific amount of money, typically between $500 and $10,000, and repay it over a set loan term, usually ranging from 3 to 24 months.
Using a personal loan for travel can have several benefits. It allows you to fund your dream holiday without dipping into your savings or using a credit card. Additionally, with a personal loan, you can enjoy a personalised interest rate and repayment schedule, providing you with repayment certainty and helping you budget for your holiday expenses.
Travel loans are simply personal loans you can use to finance your travel plans. You can apply for a travel loan in minutes and, depending on your situation and financial circumstances, you can borrow from $500 to $10,000 to cover or spread the cost of anything travel-related.
Travel costs for flights, cruises, train trips etc
Holiday accommodation
Car hire, tours and travel activities
Holiday spending money
So, whether you want to borrow $10,000 for the whole cost of a big family holiday, or take out a small holiday loan to cover some travel expenses, your travel loan is yours to spend as you wish. We may even be able to help you if you have a bad credit score – read about our bad credit loans.
Apply online in less than 6 minutes. Our clever online application form is quick and easy to complete – apply from anywhere in Australia, anytime day or night.
A little human touch may come into play. If your application isn’t given an immediate outcome, a friendly credit consultant will be in touch to confirm what they need clarified, or if there’s a different amount or product they can offer you.
Get approved: If you’re offered a loan and you’d like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.
Receive your funds within minutes: We use Real-Time Funding to instantly transfer the funds to your account.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.
To apply for a personal holiday loan to finance your travel plans, you’ll need to be at least 18 years of age and a permanent Australian resident. You must also be in regular paid employment.
If you meet these basic eligibility criteria, you can apply for your holiday loan right now. It’s all online and only takes a few minutes, and if your application is formally approved, you’ll have your travel money within 24-48 hours.
Worried that your bad credit rating will prevent you from taking out a holiday loan? Talk to our friendly team. As one of Australia’s largest non-bank personal loan providers, we’re here to help you get a fair go and, if we can, help you get your bad credit history back on track.
We offer holiday and travel loans of $500-$10,000, with flexible repayment terms ranging from three months to three years. Comparison rates are used to provide a more accurate picture of the total cost of the loan, including interest rates and fees.
However, it’s important to note we always personalise our loan terms, so your loan amount, interest rate and repayment terms will be tailored according to your personal circumstances and financial situation. If you receive formal approval, our friendly team will talk to you about the best way to minimise your borrowing costs and the burden on your day-to-day budget. The interest rate range will be detailed in the Letter of Offer upon approval, providing the minimum and maximum lending rates.
Whatever the loan amount and terms, you’ll know upfront what your fixed interest repayments will be. They’re set in stone, making it easy for you to manage your budget and finalise your travel plans. No hidden fees. No sleepless nights. It’s all part of our commitment as a responsible lender.
If you’re worried that your credit score may prevent you from taking out a personal loan, don’t worry. We help lots of people with poor credit ratings get the loans they need and get their credit history back on track. Find out more about our bad credit loans.
A bad credit score can affect your ability to take out a personal loan or personal finance, but don’t let that stop you talking to our team.
As one of Australia’s largest non-bank personal loan lenders, we’re in the business of helping people get a fair go, and that includes helping customers with bad credit scores to get the cash they need and get their bad credit score back in the black.
Watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax and find out if and why you have a bad credit history. Alternatively, call us on 1300 324 746 and we’ll explain if your bad credit rating will prevent or limit your holiday loan.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for. Loans for bad credit are available to cater to diverse financial situations and urgent needs.
Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved.
Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.
The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.
The usual waiting time to receive your loan application outcome is between 24-48 working hours.