Quick Cash Loans When You Need Them Most
Fast and easy quick loans that don’t risk your long-term financial health.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Making Quick Loans Fast, Easy and Responsible.
When life springs a little surprise and you need some extra cash in a hurry, you can rest assured we’ve got your back. And that doesn’t just mean making it easy to get a quick loan online. Unlike traditional manual loan processes, our online application process is quick and stress-free, ensuring a seamless experience for you.
As one of Australia’s biggest and most respected non-bank lenders, we’re continually investing in fast, easy, secure ways for people to get the loans they need. But our duty of care goes way beyond our easy loan application process. We’re here to look after your long-term financial best interests, as well as your short-term finance needs.
That means, whatever your credit score and wherever you are in Australia, we’ll do our best to get the right loan for you, structured in the right way. It means personalised rates that minimise your borrowing costs. It means flexible terms that allow you to get on with life, without losing sleep. And it means loyalty discounts, so you can secure even better rates in the future.
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Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
Our quick loans are just that – quick, short-term cash loans of up to $10,000. And when we say quick, we mean quick!
There are different types of fast cash loans available, including unsecured loans for smaller amounts and secured loans for larger amounts, which may require a vehicle as collateral.
Our easy online application process is as fast as it is easy, whether you have a good or bad credit rating. And if your application is approved, you’ll receive your funds the next day.
Look no further. At Fair Go, we specialise in quick, responsible cash loans.
Loan approval is a crucial step in obtaining quick cash loans, as it ensures a swift turnaround in communicating lending decisions and transferring funds to your bank account once approval is granted.
As one of Australia’s largest non-bank lenders, we have a deserved reputation for online security and personalised service, as well as speed. It’s a combination that makes us the quick loans lender of choice for thousands of Australians. Check out some of our customers’ testimonials below.
Of course, we’re not the only lender offering quick loans. There are a host of smaller lenders out there. But there are some important factors to consider before you pick your lender, such as:
Will the lender take the time to understand your personal circumstances?
Will they use this knowledge to minimise the cost of your quick loan?
Are they lending responsibly, ensuring you’re able to meet your repayments?
Are they concerned about your long-term financial health, not just providing a fast loan?
At Fair Go, the answer to all of the above is a resounding ‘Yes’.
Apply online in less than 6 minutes. Our clever online application form is quick and easy to complete – apply from anywhere in Australia, anytime day or night.
A little human touch may come into play. If your application isn’t given an immediate outcome, a friendly credit consultant will be in touch to confirm what they need clarified, or if there’s a different amount or product they can offer you.
Get approved: If you’re offered a loan and you’d like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.
Receive your funds within minutes: We use Real-Time Funding to instantly transfer the funds to your account.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.
With our personalised quick loans, you can apply for up to $10,000, fast. And you can spend it on pretty much anything. Our customers hop online and apply for quick loans for all sorts of things.
Moving and transportation costs
Secured loans for larger amounts
In short, anything or any situation where you need a quick, short-term cash loan to cover an unexpected cost or spread the cost of a big bill.
It depends on your circumstances and credit history, but we’ll do whatever we can to help you secure a quick loan and the best rate, whatever your credit score. And if you want advice on how to improve your credit score, we can help there too.
A bad credit history can impact your credit file and loan eligibility, but approval is primarily based on your current financial situation rather than prior issues recorded on your credit file.
If you think your credit history may be a problem, find out more about our bad credit cash loans or call our quick loans experts on 1300 324 746 or contact us via live chat. No judgement. No obligation.
At Fair Go, you can apply for up to $10,000 with a quick loan. Whether you need $300 or $10,000, the online application process is the same – fast and easy!
Like all our loans, we personalise and structure our quick loans to suit you and secure the most competitive rate. So, depending on your financial obligations and situation, you can choose anything from a three-month term to a 24-month term.
It’s possible to complete our online application form in under 6 minutes! To make it as quick as possible, just make sure you have your driver’s license or Medicare card close by and be ready to login into your online banking so you can electronically provide your bank statements from the last 90 days.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for. Loans for bad credit are available to cater to diverse financial situations and urgent needs.
Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved.
Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.
The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.
The usual waiting time to receive your loan application outcome is between 24-48 working hours.