Dental Loans Australia - Apply Online

How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for. Loans for bad credit are available to cater to diverse financial situations and urgent needs.

Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved.

Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.

The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.

The usual waiting time to receive your loan application outcome is between 24-48 working hours.

Dental loans are a type of personal loan specifically designed to help individuals cover the cost of dental procedures and treatments. These loans can be used to finance a wide range of dental expenses, including routine check-ups, fillings, crowns, root canals, and even cosmetic procedures like teeth whitening or dental implants. For those who do not have adequate private health insurance coverage or need to cover a gap in their dental expenses, dental loans can be a lifesaver. They provide a financial cushion, ensuring that you can access the dental care you need without delay.

It depends on your situation, but we help a lot of people who have a less-than-ideal credit rating get the medical or dental loans they need to get on with life and get their credit history back on track. That’s why we offer highly competitive bad credit loans.

As one of Australia’s largest non-bank personal loan providers and a responsible lender, we’re here to help you in any way that we can. We believe everyone deserves a fair go, so if there’s a way for us to help you secure the loan you need, we’ll find it.

Find out more about getting a medical loan with a bad credit rating or call our friendly team on 1300 324 746 or contact us via live chat to find out how more about our bad credit loans.

Yes, you can. A significant proportion of the medical loans we provide are actually dental loans, ranging from loans for emergency dental care to loans for cosmetic dental treatments.

In fact, we provide cosmetic surgery loans for teeth whitening, veneers and orthodontal treatments, not to mention plastic surgery. Read more about our cosmetic surgery loans.

1. Apply online in less than 6 minutes. Our clever online application form is quick and easy to complete – apply from anywhere in Australia, anytime day or night.

2. A little human touch may come into play. If your application isn’t given an immediate outcome, a friendly credit consultant will be in touch to confirm what they need clarified, or if there’s a different amount or product they can offer you.

3. Get approved: If you’re offered a loan and you’d like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.

4. Receive your funds within minutes: We use Real-Time Funding to instantly transfer the funds to your account.

Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.

While the amount you’re able to borrow depends on your financial circumstances, you can apply for anything from $500 to $10,000 with a dental loan. And it only takes a few minutes.

See for yourself. You can apply for a dental loan right now and get a conditional decision from our smart system almost instantly – a reassuring thought, especially if you need an emergency medical loan.

It’s quick and easy. But remember, we’re here to help if you run into any problems. Contact our friendly team on 1300 324 746 or via live chat.

To apply for a dental loan, you’ll need to be at least 18 years old and a permanent Australian resident. You must also be in regular paid employment.

If that’s you, you can use our online application process and our free and secure bank statement service to apply for anything from $500 to $10,000. It’s quick, secure and easy – you’ll get a conditional decision from our smart system in minutes.

If you have a less than ideal credit rating, it may affect the amount of money you can borrow, but rest assured we’ll try to find a way to help you get the cash you need to move on with life and get your credit history back on track. Call our friendly team on 1300 324 746 or contact us via live chat to find out more about our bad credit loans.

Our dental loans range from $500 to $10,000, with fixed interest rates that ensure you know upfront what your repayments will be.

It’s all part of our responsible lending commitment. We’re always open and transparent. No hidden charges. No changes to your repayments. No early payout fees.

As with all our personal loans, when you’re approved for a dental loan we’ll personalise our rates and terms to minimise your borrowing costs and the pressure on your household budget.

So, while we offer flexible repayment terms up to three years, we’ll work with you to structure your loan so it works for you. Call our friendly team on 1300 324 746 or contact us via live chat to find out more.