Dental Loans

Dental Loans Australia - Apply Online

Life can be unpredictable, and dental emergencies or planned treatments can often come with unexpected costs. Similar to personal loans, dental loans provide a financial cushion, ensuring that you can access the dental care you need without delay. At Fair Go Finance, we understand the importance of looking after your health, including your dental health. That’s why we offer flexible medical and dental loans designed to help you cover everything from routine check-ups to major dental surgeries. Whether you need a dental loan for braces, emergency dental care, or even cosmetic dental procedures, small loans or large – we can help.

Calculate your repayments

$3,000
12 Months

What this means...

Interest Rate p.a.
29.90%
Comparison Rate p.a.
41.64%
Total Repayment
$4,212.51
All rates & fees

Minimum weekly repayment*

$81.01

Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees

Check your eligibility

*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Flexible

Access loan amounts and terms that suit you.

Personal

Get a customised interest rate for your medical loan based on your credit score.

Helpful

You’ll be supported by real people who care about your financial health.

Fast

Apply fast and access same-day funds.

Dental Loans

Personalised Rates for Your Dental Loan

We believe in offering fair and transparent loan options. That’s why your dental loan interest rate is customised based on your credit score. Even if you have bad credit, we have dental loans designed to help you get the treatment you need without the financial stress. With us, you can apply for a dental loan quickly and easily, and access funds as soon as the same day.

Dental loans rates, fees and features

Our approach to lending is transparent and fair. And if you’re approved for one of our dental loans, you’ll get access to your cash the same day.  

Learn more about our loans and interest rates below. 

Rates (APR), fees & features

Loan Amounts

$500 - $2,000

Avg. Term

3 - 12 months

Establishment Fee

$60 - $400

Monthly Fee

$15 - $80

Interest Rate (P/A)

N/A

Comparison Rate

N/A

Loan Amounts

$2,050 - $5,000

Avg. Term

6 - 15 Months

Establishment Fee

$400

Monthly Fee

$0 - $18

Interest Rate (P/A)

29.90% - 47.00%

Comparison Rate

41.64% - 50.28%

Loan Amounts

$5,050 - $10,000

Avg. Term

14 - 24 months

Establishment Fee

$546 - $795

Monthly Fee

$9 - $14

Interest Rate (P/A)

21.90% - 25.90%

Comparison Rate

28.71% - 33.80%

For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.

What Can You Use a Dental Loan For? Types of Dental Procedures

Our dental loans are versatile and can be used for various dental treatments and procedures, including:

Emergency Dental Care: Get the help you need when a dental emergency strikes.

Braces and Orthodontics: Apply for a dental braces loan to cover the cost of orthodontic treatments.

Cosmetic Dentistry: Fund your cosmetic dental treatments, such as teeth whitening, veneers, or implants.

Routine Dental Work: Cover the cost of regular dental check-ups, cleanings, and minor procedures.

Major Dental Surgery: Use our surgery loans to finance significant dental procedures, like extractions or root canals.

Need a dental loan?

How to Apply for a Dental Loan

Applying for a dental loan with Fair Go Finance is straightforward and stress-free. Simply complete our online application, and we’ll provide you with a personalised rate and payment terms that suit your situation. With our quick and easy process, you can get approved for a dental loan and access the funds you need in no time.

    We're with you

    So why Fair Go Finance?

    We want what’s best for our customers. And we show it every day with loans and service tailored to you.

    Why Choose Us
    • Genuine customer service

      Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

    • Personalised pricing

      We get to know your situation to craft a tailored rate just for you.

    • Credit score boost

      Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

    • Check if you qualify

      Learn how likely you are to get approved, with no impact on your credit file.

    See what our customers have to say about us

    See Reviews and Feedback

    Interested in learning more?

    Read on for commonly asked questions about our dental loans