Debt Consolidation Loans

Debt Consolidation Loans

Juggling a bunch of payments and debts? Combine everything into one easy-to-manage package by consolidating your debt with a Fair Go Finance Personal Loan. Get personalised pricing with a rate tailored to you, all from a lender that genuinely wants you to get ahead.

Calculate your repayments

$3,000
12 Months

What this means...

Interest Rate p.a.
29.90%
Comparison Rate p.a.
41.64%
Total Repayment
$4,212.51
All rates & fees

Minimum weekly repayment*

$81.01

Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees

Check your eligibility

*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Flexible

Access loan amounts and terms that suit you.

Personal

Get a customised interest rate for your debt consolidation loan based on your credit score.

Helpful

You’ll be supported by real people who care about your financial health.

Fast

Apply fast and access same-day funds.

Debt Consolidation

The easy way to consolidate your debt

A debt consolidation loan with Fair Go Finance is your go-to for managing debt. Get one simple loan tailored to your situation and a stress-free pre-approval that gives you all the information upfront. It doesn't matter if it’s bank or credit card debt, we can help you with almost any kind of personal debt consolidation loan.

What kind of debts do people consolidate?

  • Credit card debt consolidation

  • Bill consolidation

  • Small debt consolidation

Rates Fees and Features

Consolidating your current loan into one manageable payment is simple and transparent with Fair Go Finance. Read through our rates and fees to find a loan that best suits you. 

Rates (APR), fees & features

Loan Amounts

$500 - $2,000

Avg. Term

3 - 12 months

Establishment Fee

$60 - $400

Monthly Fee

$15 - $80

Interest Rate (P/A)

N/A

Comparison Rate

N/A

Loan Amounts

$2,050 - $5,000

Avg. Term

6 - 15 Months

Establishment Fee

$400

Monthly Fee

$0 - $18

Interest Rate (P/A)

29.90% - 47.00%

Comparison Rate

41.64% - 50.28%

Loan Amounts

$5,050 - $10,000

Avg. Term

14 - 24 months

Establishment Fee

$546 - $795

Monthly Fee

$9 - $14

Interest Rate (P/A)

21.90% - 25.90%

Comparison Rate

28.71% - 33.80%

For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.

Predictable payments with Fair Go Finance

Make life easier to manage with one simple debt consolidation loan. We can tailor a loan to suit your credit score and situation, combining all your current debts into one.

As one of Australia’s largest non-bank personal loan providers, we take our responsibility to you seriously. Our friendly team will take great care in working with you to help you path forward. And if you have a bad credit score and you want to consolidate and pay off your debts, we’ll do everything we can to help you turn your bad credit history around.

How to apply

Take control of your debts

We can do a quick check to determine if you’ll qualify, with no harm to your credit rating. Then, apply in as little as six minutes and access your funds 15 minutes from approval.

    We're with you

    So why Fair Go Finance?

    We want what’s best for our customers. And we show it every day with loans and service tailored to you.

    Why Choose Us
    • Genuine customer service

      Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

    • Personalised pricing

      We get to know your situation to craft a tailored rate just for you.

    • Credit score boost

      Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

    • Check if you qualify

      Learn how likely you are to get approved, with no impact on your credit file.

    See what our customers have to say about us

    See Reviews and Feedback

    Interested in learning more?

    Read on for commonly asked questions about our debt consolidation loans