Get up to $10,000 with a Christmas Loan
The holiday season can be expensive. Whether it's gifts, travel, or last-minute expenses, Fair Go Finance offers Christmas loans up to $10,000 with flexible repayments to suit your budget. Apply online and if approved, get funds within 15 minutes
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
How to get a Christmas Loan
Applying for a loan is easy and fast with Fair Go Finance. Here’s how the process works:
Apply Online: Complete our simple online application in just a few minutes.
Get Approved Fast: Once your application is submitted, we’ll review it quickly, with most approvals happening within minutes.
Receive Your Funds: After approval, your funds will be transferred directly to your bank account, often the same day.
Our fast online application and approval process means you can have money in your account the same day so you can start your xmas shopping straight away.
Fair Go Finance loans are designed to give you the financial flexibility you need, with no long wait times or complicated paperwork. Apply now and access fast cash today!
Who Can Apply for a Loan?
Fair Go Finance offers urgent loans to Australian residents with a variety of financial backgrounds, including those with bad credit. To apply, you’ll need to meet the following basic criteria:
Be at least 18 years old
Be an Australian resident
Have a regular source of income (either from employment or government benefits)
Provide valid ID and bank account details
We consider your current financial situation, so even if you have a low credit score, you may still qualify for a loan.
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Why Choose Fair Go Finance for a Christmas Loan?
Quick Approval: Get approved in as little as 30 minutes.
Same-Day Cash: Receive funds within minutes of approval.
Flexible Loan Options: Borrow amounts ranging from $500 to $10,000.
No Hidden Fees: Transparent terms with no surprises.
Whether you need to cover holiday travel, gifts, or unexpected festive expenses, our Christmas loans help you enjoy the holidays without financial stress.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
What Can I Use a Christmas Loan For?
Our personal loans are ideal for covering a wide range of unexpected expenses, including:
Gifts and Celebrations: Make the festive season special.
Holiday Travel: Cover flights and accommodation for visiting family.
Home Repairs: Fix urgent home issues during the holidays.
Debt Consolidation: Streamline multiple debts into one.
Our Christmas loans provide quick, flexible solutions, helping you get through the season stress-free. Apply now and enjoy peace of mind this Christmas!
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Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions