Medical loans - finance for medical expenses
From dental to emergency surgery, life sure is full of ups and downs. Our no-stress medical loans can get you on your feet again in no time. Our quick online application only takes 6 minutes. If approved, your funds will be deposited within 15 minutes. Apply now!
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Quick and easy medical loans
Dealing with medical treatments can be stressful enough—worrying about how to pay for them shouldn’t add to that stress. With a medical loan from Fair Go Finance, you can spread the cost of any procedure. Whether you need an emergency surgery loan, a small loan for dental work, or a large loan, our medical loans are designed to support your needs. Our quick and secure online application process ensures you get the funds you need without the hassle.
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Medical loans rates, fees and features
Our approach to lending is transparent and fair. And if you’re approved for one of our medical loans, you’ll get access to your cash the same day.
Learn more about our loans and interest rates below.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
How Fair Go Finance can help with a medical loan
Our medical and dental loans are tailored to cover a wide range of medical expenses and healthcare costs, designed with your needs in mind. The process is fast, simple, and 100% online, ensuring you get the financial support you need—whether it's for a medical procedure, dental treatment, or emergency medical loan. With a quick turnaround, we’re here to help you manage out-of-pocket medical costs and get you feeling your best again, stress-free.
What type of medical procedures do people use a medical loan for?
Medical Procedures:
Elective surgery (e.g., knee or hip replacements)
Cosmetic surgery (e.g., rhinoplasty, breast augmentation, liposuction)
Fertility treatments (e.g., IVF)
Bariatric surgery (e.g., gastric bypass, sleeve gastrectomy)
Orthopaedic surgery (e.g., spinal fusion, ACL reconstruction)
Cardiac procedures (e.g., heart surgery, angioplasty)
Cancer treatment (e.g., chemotherapy, radiation therapy)
Eye surgery (e.g., LASIK, cataract surgery)
Psychiatric treatment (e.g., inpatient mental health treatment)
Dermatological procedures (e.g., mole removal, skin cancer treatment)
Weight loss surgery
Rehabilitation treatments (e.g., physiotherapy, occupational therapy)
Diagnostic tests and scans (e.g., MRIs, X-rays, blood tests)
Pain management treatments
Emergency medical care (e.g., trauma surgeries)
Dental Procedures:
Braces or orthodontic treatments
Dental implants
Root canal treatment
Wisdom teeth removal
Cosmetic dental procedures (e.g., veneers, teeth whitening)
Crowns and bridges
Dentures
Invisalign
Periodontal treatments (e.g., gum surgery)
Full mouth reconstruction
Oral surgery (e.g., jaw surgery)
Sleep apnea treatment (dental devices)
Emergency dental procedures (e.g., treatment for a knocked-out tooth)
Need a medical loan
Ready to begin? How to apply for a medical loan
Apply online in as little as six minutes. We’ll give you a personalised rate and payment terms that work for you.
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We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
Interested in learning more?
Read on for commonly asked questions about our medical loans