Planned System Maintenance

We will be conducting system maintenance on 20/11/2024. Our services may be impacted during this time.

Planned System Maintenance

We will be conducting system maintenance on 20/11/2024. Our services may be impacted during this time.

Large Personal Loans

Get a Large Loan That's Easy and Stress-Free.

Paper-free. Hassle-free. We’ve made taking out large personal loans up to $10,000 simple, secure and swift.

Calculate your repayments

$3,000
12 Months

What this means...

Interest Rate p.a.
29.90%
Comparison Rate p.a.
41.64%
Total Repayment
$4,212.51
All rates & fees

Minimum weekly repayment*

$81.01

Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees

Check your eligibility

*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Flexible

Up to $10,000 over 12-24 months.

Online

Apply online in minutes. It’s easy.

Personal

Custom rates mean lower costs.

Large Loans

Borrow up to $10,000 with Large Loans that are Personal in Every Sense.

Taking out a big loan doesn’t have to be a big headache. Or a big risk. At Fair Go, we make applying online for large personal loans – big loans from $5,000 to $10,000 – as easy, affordable, secure and transparent as possible.

As one of Australia’s largest non-bank lenders, we’ve applied all our financing and tech smarts to streamline the application process for large loans. Our smart online application system will let you know whether you’re on track for your loan – and how much you can borrow – straight away. You can even accept our conditional offer via SMS.

Crucially though, our responsible lending commitment means you can rest easy. We’ll always do the right thing by you, personalising our rates to suit you and minimise your borrowing costs, with no early pay out fees and no nasty surprises. And our rewards program means you can look forward to even better rates and fee discounts when you come back.

Rates (APR), fees & features

Loan Amounts

$500 - $2,000

Avg. Term

3 - 12 months

Establishment Fee

$60 - $400

Monthly Fee

$15 - $80

Interest Rate (P/A)

N/A

Comparison Rate

N/A

Loan Amounts

$2,050 - $5,000

Avg. Term

6 - 15 Months

Establishment Fee

$400

Monthly Fee

$0 - $18

Interest Rate (P/A)

29.90% - 47.00%

Comparison Rate

41.64% - 50.28%

Loan Amounts

$5,050 - $10,000

Avg. Term

14 - 24 months

Establishment Fee

$546 - $795

Monthly Fee

$9 - $14

Interest Rate (P/A)

21.90% - 25.90%

Comparison Rate

28.71% - 33.80%

For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.

Ready to get started?

How to Apply

With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.

  • Apply Now

    All it takes is 6 minutes with our secure online application form.

  • Accept Offer

    If approved, accept your offer signing online with a secure SMS code.

  • Receive Finance

    Your funds are transferred as cleared funds so you can start using it sooner.

  • Personalised Support

    If you need a little help with anything, simply talk to our support team.

We're with you

So why Fair Go Finance?

We want what’s best for our customers. And we show it every day with loans and service tailored to you.

Why Choose Us
  • Genuine customer service

    Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.

  • Personalised pricing

    We get to know your situation to craft a tailored rate just for you.

  • Credit score boost

    Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.

  • Check if you qualify

    Learn how likely you are to get approved, with no impact on your credit file.

See what our customers have to say about us

See Reviews and Feedback

How Can We Help You?

Below you’ll find answers to the most frequently asked large loan questions.