The true cost of moving house
Moving house is a big step—whether you’re starting fresh, upgrading, or downsizing. But it comes with one undeniable challenge: the costs add up quickly. Between removalists, cleaning, packing, and utility transfers, the total bill can easily stretch from $3,000 to $10,000 or more.
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At Fair Go Finance, we’re here to make things easier. Not only will this guide break down every cost of moving, but we’ll also share practical tips to save money and explain how we can help you manage your budget responsibly—without risking your financial future.
| Expense Category | Low end estimate | High-end estimate |
|---|---|---|
| Furniture and essentials | $500 (second-hand items) | $3,000+ (new furniture) |
| Food and Takeaway | $100 | $300+ |
| Storage Costs (monthly) | $100 (small unit) | $500 (large unit) |
| Pet Care | $50 (daycare) | $1,000 (interstate transport) |
| Childcare During the Move | $50 (half-day care) | $300 (full-day care or nanny) |
| Rubbish Removal | $100 (DIY tip fees) | $400+ (professional removal) |
| Utilities Disconnection/Setup | $50 | $200+ |
| Mail Redirection | $30 | $150 (extended period) |
| Temporary Accommodation | $100 (budget stay) | $1,500+ (multiple nights or Airbnb) |
| Travel and Petrol | $50 (local trips) | $500+ (long-distance fuel or flights) |
Total Estimated Cost Ranges
Local Move (DIY): $500–$2,500
Local Move (Professional): $1,500–$5,000
Interstate Move: $3,000–$10,000+
Key Factors That Affect Costs
Distance: Local moves are much cheaper, while interstate relocations cost significantly more due to fuel, time, and logistics.
Volume of Items: Larger homes (3–4 bedrooms) with more furniture and belongings cost more to move.
Services Required: Professional packing, storage, and cleaning add convenience but increase expenses.
Access Issues: Stairs, steep driveways, or limited truck access raise costs due to additional labour or equipment.
Timing: Moving on weekends, public holidays, or peak seasons (October–March) is more expensive.
Total Estimated Cost Ranges
Local Move (DIY): $500–$2,500
Local Move (Professional): $1,500–$5,000
Interstate Move: $3,000–$10,000+
Key Factors That Affect Costs
Distance: Local moves are much cheaper, while interstate relocations cost significantly more due to fuel, time, and logistics.
Volume of Items: Larger homes (3–4 bedrooms) with more furniture and belongings cost more to move.
Services Required: Professional packing, storage, and cleaning add convenience but increase expenses.
Access Issues: Stairs, steep driveways, or limited truck access raise costs due to additional labour or equipment.
Timing: Moving on weekends, public holidays, or peak seasons (October–March) is more expensive.
What Are the True Costs of Moving House?
1. Removalist Fees
Hiring removalists is often the largest cost of moving. Prices vary based on:
Distance: Local moves are charged hourly; interstate moves are priced by volume and kilometres.
Access: Stairs, narrow doorways, or lifts can increase costs.
Services: Packing, furniture disassembly, and specialised transport (e.g., pianos) cost extra.
Average Costs:
Local Moves: $75 to $300 per hour.
Interstate Moves: $2,500 to $6,000 for a 3-bedroom house.
DIY Option: Hire a truck/van for $100–$240 per day.
Tip: Get quotes from at least three companies and confirm if rates include extra charges (e.g., fuel, stairs).
2. Packing Materials
Packing your life into boxes isn’t cheap. Essential items include:
Boxes: $2–$5 each, or free from local stores.
Bubble Wrap/Tape: $50–$100.
Specialty Boxes: TV or wardrobe boxes can cost $150+.
Tip: Use clothes, blankets, and towels to wrap fragile items. Look for free boxes on Facebook Marketplace or Gumtree.
3. Cleaning Costs
If you’re renting, you’ll need to complete an end-of-lease clean to get your bond back. This may include:
General cleaning (floors, kitchens, bathrooms).
Carpet cleaning: $150–$200.
Garden tidy-up.
Average Professional Clean Costs: $250–$1,000, depending on property size.
Tip: DIY cleaning can save money but ensure you meet the property manager’s expectations to avoid losing your bond.
How Fair Go Finance Can Help You Move Responsibly
We know that moving can stretch your budget. At Fair Go Finance, we offer:
1. Personal Loans Designed for Your Needs
Borrow responsibly to cover your moving costs.
Affordable repayments tailored to your budget.
No hidden fees—we’re upfront about what you’ll pay.
2. Partnering with Rent.com.au to Support Renters
Moving into a rental property often comes with upfront costs like bond payments and rent in advance, which can be challenging to manage. That’s where our partnership with Rent.com.au comes in.
Founded 17 years ago, Rent.com.au is Australia’s #1 platform dedicated to renters, offering tools and services to make renting more flexible and secure. Through our partnership, Fair Go Finance provides Bond Loans to help renters secure their new home without the stress of large upfront payments.
Whether you’re moving locally or interstate, our bond loans are here to ensure a smooth transition, allowing you to focus on settling into your new space.
Learn more about Rent.com.au and start your renting journey today.
3. Check Your Eligibility Without Affecting Your Credit Score
See if you qualify for a loan in minutes. There’s no impact on your credit score until you decide to proceed.
4. Support to Build Your Credit
On-time repayments help improve your credit score, setting you up for a better financial future.
5. Storage Costs
If your move is delayed or you’re downsizing, storage can be helpful but costly.
Average Costs:
Small unit: $100–$200/month.
Larger unit: $250–$500/month.
6. Furniture and Household Essentials
New homes often call for new items:
Furniture: Couches, dining tables, or beds.
Whitegoods: Fridges, washing machines.
Essentials: Cleaning supplies, curtains, and pantry staples.
Average Costs: $500–$3,000+, depending on what you need.
Tip: Buy second-hand or refurbished items to save.
7. Temporary Accommodation and Food
If there’s a gap between moving out and moving in, you may need to budget for:
Hotels/Airbnb: $100–$300 per night.
Takeaway Meals: $100+ in the first few days as you settle in.
Practical Tips to Save on Moving Costs
1. Declutter Before You Move
The less you have, the less it costs to move. Sell, donate, or recycle items you no longer need.
2. Pack and Move Yourself
Use your car or hire a small van to save on removalist fees.
Pack everything yourself to avoid extra charges.
3. Move on a Weekday
Removalists often charge more on weekends and public holidays. Mid-week moves can save you hundreds.
4. Compare Quotes
Get at least three quotes for removalists, cleaning services, and storage. Ask for a fixed price to avoid surprises.
5. Look for Utility Discounts
Moving is a great time to negotiate better deals on electricity, gas, and internet.
Budgeting for Your Move—A Simple Example
A sample breakdown for a 3 bedroom house local move
| Expense | Cost |
|---|---|
| Removalists (4 hours) | $800 |
| Packing materials | $150 |
| Cleaning | $350 |
| Utility connections | $100 |
| Food and Takeaway | $150 |
| Total | $1550 |
How Fair Go Finance Can Help You Move Responsibly
We know that moving can stretch your budget. At Fair Go Finance, we offer:
1. Personal Loans Designed for Your Needs
Borrow responsibly to cover your moving costs.
Affordable repayments tailored to your budget.
No hidden fees—we’re upfront about what you’ll pay.
2. Check Your Eligibility Without Affecting Your Credit Score
See if you qualify for a loan in minutes. There’s no impact on your credit score until you decide to proceed.
3. Support to Build Your Credit
On-time repayments help improve your credit score, setting you up for a better financial future.
Section 5: FAQs About Moving Costs
Q: How much does it cost to move locally?
A: Local moves typically cost $300–$3,000, depending on the volume and distance.
Q: What are the hidden costs of moving?
A: Utilities, cleaning, temporary accommodation, and buying new furniture are common overlooked costs.
Q: Can I use a loan to cover moving costs?
A: Yes, a personal loan can help manage expenses responsibly. Fair Go Finance ensures loans are suitable and affordable.
Don’t let financial pressures stop you from moving when you or how you want to.
Moving house doesn’t have to be overwhelming. By understanding the costs, planning ahead, and following these tips, you can make your move as smooth and affordable as possible.
If you need help covering your moving expenses, Fair Go Finance is here to support you. Check your eligibility today without impacting your credit score and take control of your financial future.
Disclaimer
The content provided in this article is intended for general informational purposes only. It is not intended to serve as medical, financial, or professional advice. The tips and advice shared are based on general knowledge and are not tailored to the specific circumstances of any individual reader. Always seek professional advice with any questions you may have regarding your health, mental wellbeing, or financial situation.
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