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How much does Divorce Cost in Australia

Family and Social

Here’s everything you need to know about divorce costs, ways to keep expenses under control, and how a personal loan could help if funds are tight.

How Much Does a Divorce Cost in Australia? 

Divorce isn’t just emotionally tough—it can also take a toll on your wallet. In Australia, the cost of a divorce can range from $300 to over $100,000, depending on how smoothly (or not!) things go. Whether you’re splitting amicably or heading to court, it’s important to understand the costs involved and how you can manage them. 

What Does a Divorce Cost? 

The Basics: Application Fees 

The first step in getting divorced is filing your divorce application.  

According to the Federal Circuit and Family Court of Australia, this costs: 

  • $1100 for the standard fee. 

  • $365 if you qualify for a reduced fee (e.g., financial hardship or holding a concession card). 

This fee covers the formal process of legally ending your marriage—but it’s just the beginning. 

Other Costs You Might Face 

1. Property Settlements and Parenting Arrangements 

Dividing assets and sorting out parenting arrangements can be expensive, but how much you pay depends on how you handle it: 

  • DIY Agreements: If you and your ex can agree without lawyers, costs can be as low as $3,000 per person. 

  • Mediation: Mediation can cost around $400 - $2,500 per person but is cheaper and quicker than going to court. 

  • Arbitration: Expect to pay up to the thousands but it’s still faster than litigation. 

  • Court (Litigation): The most expensive option, with fees ranging from $50,000 to $100,000 or more, depending on the complexity. 

2. Legal Advice 

Even if you’re not going to court, getting professional legal advice is a good idea. Here’s what you might pay: 

  • Solicitors: $350–$650 per hour. 

  • Barristers: $1,500–$6,000 per day. 

3. Other Costs 

  • Valuations: For property or business assets, expect extra fees. 

  • Tax Implications: Issues like capital gains tax (CGT) and stamp duty can arise, though some exemptions apply during a divorce. 

Credit and Divorce: A Common Challenge 

When life turns upside down, it’s easy for financial priorities to fall by the wayside. During a separation, many people find that their credit score takes a hit. Why? 

  • Missed Payments: Bills, loans, and even mortgage payments can be forgotten in the emotional and logistical chaos. 

  • Shared Debts: Joint accounts and loans with your ex can complicate things, especially if one party stops paying their share. 

  • Unexpected Expenses: Legal fees, new housing costs, and daily expenses can stretch your budget thin. 

A damaged credit score can make it harder to access the funds you need to rebuild your life—but this is where Fair Go Finance can help. 

 

How to Pay for Your Divorce 

1. Use Your Savings 

If you’ve got the funds set aside, paying upfront is often the easiest solution. However, not everyone has access to cash, especially if their assets are tied up in property or investments. 

2. Take Out a Personal Loan 

A personal loan is a practical option to cover divorce-related expenses. Here’s why it might work for you: 

  • Flexible Loan Terms: Repay over 1–7 years, depending on your financial situation. 

  • Quick Access to Funds: Avoid delays in paying legal or mediation fees. 

  • Fixed Repayments: Know exactly what you owe each month. 

How Fair Go Finance Can Help 

At Fair Go Finance, we understand how stressful divorce can be—not just emotionally but financially, too. If your credit score has taken a battering during your separation, we offer loans that can help you get back on track. 

Here’s why we’re different: 

  • Personalised Loan Options: We look at your unique situation, not just your credit score. 

  • Fast Approvals: Get the funds you need when you need them. 

  • Supportive Service: We’re here to help you rebuild, not just provide a loan. 

Whether you’re dealing with legal fees, mediation need help catching up on missed payments, or want to consolidate debts from your marriage, we can help you regain financial control. 

Moving Forward 

Divorce is never easy, but understanding the costs and having a plan can make a big difference. If you’re worried about the financial strain or need a helping hand, a personal loan could provide the breathing room you need. 

Apply online today or contact us to see how Fair Go Finance can support you through this tough time—and help you take the first steps toward a brighter future. 

 

Disclaimer

The content provided in this article is intended for general informational purposes only. It is not intended to serve as medical, financial, or professional advice. The tips and advice shared are based on general knowledge and are not tailored to the specific circumstances of any individual reader. Always seek professional advice with any questions you may have regarding your health, mental wellbeing, or financial situation.