Want To Know If You're Eligible for a Loan?
Check out the information below to see how you can find out if you're eligible for a personal loan with Fair Go Finance.
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Loan Eligibility FAQs
That’s where our handy checklists come in. We know your time is important, so we want you to feel confident there’s nothing at the very start that could be stopping you from clicking GO!
Whether you need a personal loan up to $5,000 or a larger loan between $5,001 and $10,000 let our checklists help reassure you it’s worth going forward with our online application today.
Our basic loan eligibility criteria are:
You are 18 years of age or over
Living in Australia (citizen, permanent resident, on a working visa or sponsorship visa)
Have not declared bankruptcy in the last 12 months
At least 50% of your income is from being employed on a casual, part-time or full-time basis
Did you say yes to all the points above? If you did, congratulations you are eligible to apply!
Although we can’t help every situation, our range of personal loans is available for people with good credit and certain levels of bad credit too.
Fair Go Finance can still help you if you have bad credit. Find out more about our bad credit loans.
If your credit score is:
| Over 650 | Then it is likely you will be eligible for a low rate personal loan and we should have a number of options for you. |
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| Between 450 and 650 | You may have a couple of loan options depending on your current financial circumstances. |
| Less than 450 | You may be able to access to a loan with us to demonstrate your willingness to improve your credit history. Your bank statements will be important for your assessment. |
Now that you’ve learned if you’re eligible to get a loan, check out our range of loans:
Apply right now and if approved, the money could be in your account today.
Personal Loans through Fair Go Finance – More Helpful Information.
If the checklist confirms I’m eligible to apply, will my loan be approved?
Our checklists help you to know if you’ve met the minimum requirements to go forward with a loan application. Once you complete our easy online application, other final checks such as looking at your bank statements, credit file and affordability will be done. If you pass these checks, then we will be able to formally approve your loan.
Who can I talk to before I apply?
For any questions about our loans up to $10,000, you can complete this enquiry form, use our online chat service or phone our customer service team on 1300 324 746. We’re here to help.
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.