Personal Loans in Brisbane
At Fair Go, we’ve got your back, whether you need a $500 small loan or $10,000. Application only takes 6 minutes and you will get an instant decision. If approved, receive your funds within 15 minutes
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We’re Brisbane’s go-to Small Loan Provider. Here’s Why.
With repeat customers across Australia, including Brisbane, we’re the loan provider of choice for people from all walks of life. Just take a look at our testimonials.
From small loans of $500-$2,000 to $10,000 loans, we provide personalised rates and terms and a super-fast online application and assessment process, minimising the cost of our loans and the time it takes to receive your cash. You could have your funds in your account in 24-48 hours.
As one of Australia’s largest non-bank personal loan providers and a responsible lender, we’re 100% online. Instead of wasting money on branches in Brisbane CBD, we’ve invested our finance know-how, our tech smarts and our resources into perfecting our smart online system, including a free and secure bank statement service that fast tracks your application.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
How do Cash Loans in Brisbane Work?
Applying for short term cash loans with Fair Go Finance is simple. Just follow these three steps:
Check Your Eligibility: Use our online tool to check if you qualify without impacting your credit score.
Apply Online: Our easy application process only takes around six minutes.
Get Your Funds: Once approved, funds can be transferred to your account in minutes.
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions
No, but we have customers across Brisbane and the broader Brisbane region who come to us for loans ranging from $500 small loans to $10,000 loans. In fact, we have customers across Australia.
That’s because we’re one of Australia’s largest non-bank personal loan lenders and we’ve used all our finance and tech smarts to go 100% online. No expensive branches in the Brisbane CBD. No unnecessary overheads. And that means we can offer more competitive, personalised loans.
In short, it doesn’t matter whether you’re in living in Brisbane or regional Queensland, we’re here to help you maximise your borrowing power and keep your borrowing costs as small as possible.
Call our friendly team, here in Australia, on 1300 324 746 or contact us via live chat if you have a question. Or apply for a loan in minutes.
Our small loans start at $500, but we regularly provide loans up to $10,000 for our customers in Brisbane and across Australia. And assuming you’re formally approved, you’ll receive your cash within 24-48 hours – cash that’s yours to spend as you wish.
Our online application process is the same no matter how big or small your loan – you can apply online in minutes and our smart system will give you a provisional decision almost immediately.
But you don’t have to take our word for it. Or the word of our customers in Brisbane (check out our testimonials). Apply for a small loan or a large loan and see for yourself.
Technically speaking, in Australia, a small loan is a loan of $500 to $2,000. That’s the industry definition, whether you’re living in Brisbane or on the west coast.
There are, of course, plenty of small loan lenders out there. But at Fair Go, we’re one of Australia’s largest non-bank personal loan lenders, and we got there by doing the right thing by our customers – always – and by continually investing in our fast, secure online system.
As a responsible lender, we’ll always be upfront. No hidden fees. No changes to your repayments. We’ll personalise our rates and terms to minimise your borrowing costs. And we’ve made it easy to apply online for a small loan of $500-$2,000 or as much as $10,000. See for yourself.
While you may have to provide security for a larger loan of more than $2,000 (it depends on a number of factors), our small loans are unsecured loans. This means you don’t need to provide an asset as security when you take out a small loan of $500-$2,000.
But whatever the size of the loan, our application process is the same – quick, easy and secure.
Our smart system can give you a provisional decision in minutes. Then, if you’re conditionally approved, our friendly team will call you to verify your personal information and confirm whether you’ll need to take out a secured loan.
Many of our customers in Queensland live in Brisbane, or in the Brisbane suburbs, but we provide quick and easy online loans for customers across Australia. Lots of our customers take out loans from the comfort of their homes in remote rural areas.
Our smart online application system means that, as long as you have an internet connection and meet our eligibility requirements, you can apply online in minutes. Whether you want a small loan of $500 or $10,000, our smart system can give you a provisional decision almost immediately.
The only proviso? Unfortunately, if you live in a caravan park we’re unable to offer you a loan.
A less than ideal credit score isn’t the end of the world. In fact, while we can’t guarantee we’ll be able to provide a loan if you have a bad credit score – even a small loan – we’ve helped lots of customers in Adelaide and throughout the country who have bad credit ratings.
We believe everyone deserves a fair go. And as one of Australia’s largest non-bank personal loan providers and a responsible lender, we’ll do everything we can to help you – if there’s a way for us to help you get a loan, without risking your long-term financial wellbeing, then we will.
If you’re not sure if you have a bad credit score, watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax. It’s easier for us to advise you on the best way forward if we know if – and why – you have a bad credit score.