Cash Loans for Bad Credit in Perth – Get Funds Fast!
At Fair Go Finance, we believe that your credit score doesn’t define you. If you live in Perth and need a fast cash loan, even with bad credit, we’re here to help. Whether it’s an unexpected car repair, medical expense, or emergency bill, you can get approved quickly and have the money in your account the same day. We consider your whole financial situation, not just your credit score.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
How Do Cash Loans for Bad Credit Work?
We’ve simplified the process so you can get cash quickly, it still may be possible, even with bad credit. Here’s how it works:
Apply Online: Fill out our easy application form in under 6 minutes.
Instant Approval: We’ll review your application and give you a decision quickly.
Get Funds in 15 Minutes: Once approved, the money is transferred to your account in as little as 15 minutes.
Need a loan urgently but think you have bad credit?
Don’t worry! We focus on your current financial situation, and you may still be eligible for a loan. If you meet the following criteria:
Age: You must be 18 years or older.
Location: Based in Australia.
Income: You need to show regular income, either from employment or government benefits.
If you meet these criteria, you’re eligible to apply! Our simple online application process requires basic supporting documents, including:
ID verification.
90-day bank statement history.
Proof of income, whether it’s wages or Centrelink benefits.
Use our eligibility checker to see if you can borrow without affecting your credit score.
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Why Perth Residents Trust Fair Go Finance
Genuine Customer Service: Our team is here to help, with no confusing jargon.
Personalised Loan Offers: We tailor the loan to your financial needs, with flexible repayment options.
Credit Score Boost: Making timely repayments with us can help boost your credit score over time.
Quick Turnaround: Get funds transferred within 15 minutes of approval.
Responsible Lending: We’ve been helping Aussies for over two decades, offering loans when others wouldn’t.
We believe in full transparency to ensure you make the best financial decision for your situation. Learn more about our cash loans in Perth, including low-interest and instant cash loan options.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
What Can You Use Your Cash Loan For?
Our cash loans for bad credit can be used for almost anything, including:
Emergency car repairs – Don’t let car troubles derail your day.
Medical bills – Get the care you need without the stress of unexpected costs.
Home repairs – Fix those urgent home issues, like a leaking roof or broken appliance.
Debt consolidation – Simplify your finances by combining multiple debts into one easy-to-manage loan.
Unplanned travel – Need to travel for a family emergency? We’ve got you covered with fast cash.
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Apply for your cash loan today
Need fast access to cash but have bad credit? Fair Go Finance is here to help. Our cash loans for bad credit in Perth offer quick approval, same day funds, and flexible terms to suit your needs. Check your eligibility today without impacting your credit score, and take control of your finances!
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions