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18 Easy Money Saving Hacks
Everyone wants to save more money. Below are 18 easy money saving hacks that we hope inspire you to get creative and have fun achieving your savings goals. Money
Read More Our Commitment
Our Commitment to Our Customers.
Our commitment to our customers is in our DNA. It’s in everything we do – and it shapes what we do for you.
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Our Commitment
Giving Everyone A Fair Go.
Fair Go Finance was born from a desire to do something good. And with money a central theme in all our lives, this meant giving people a fair go financially.
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Our Commitment
Different, In The Best Way Possible.
We don’t strive to be like the rest. We want our focus to be on our customers’ experience with us. It’s there in our personalised service and rates and commitment to making long-lasting, positive changes to your financial journey.
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No Risky Business
As a responsible lender, we keep your best interests in mind. We want you to move forward and will never do anything to risk your financial health.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
Rates (APR), fees & features
Small Amount Loans
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Read More: Large Amount LoansFor our loans of $500 to $2,000, an APR (Annual Percentage Rate) does not apply. For loans above $2,000, the maximum APR is 48%.
All prices are indicative of an unsecured personal loan, and fees and charges are payable. Warning: The comparison rate is true only for the example loan amount and term selected. It may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
Knowledge Hub - Make your money go further
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3 Things You Can do Right Now to Build up Your Credit Score
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A Guide to Debt Consolidation
So what is debt consolidation? Well a debt consolidation loan is a personal loan you take out to repay several small debts (such as unsecured loans, credit cards, store cards
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5 Tips To Help You Find A Bad Credit Loan
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Read MoreFAQs
We promise our customers full transparency. So, before choosing us for your personal loan, you deserve the facts. Get the lowdown on our personal loans with these helpful FAQs.
Our interest rates and establishment fees for personal loans are calculated using risk-based pricing. We’re proud to offer our customers interest rates based on their credit rating. The better your score, the lower your rate. This fair approach saves our customers hundreds over the life of their loan.
Lenders generally use credit ratings (or ‘scores’) to assess a customer’s potential risk. The lower your credit score, the higher your interest rate or lower your borrowing power might be.