Cash Loans Australia
Need quick cash? Our cash loans range up to $10,000, with terms of up to 24 months. Apply online in as little as six minutes, and get the funds in your account once you’re approved.
)
)
Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fast Cash Loans for Life’s Unexpected Moments.
Life is unpredictable, and sometimes unexpected expenses can catch you off guard. When these moments happen, our cash loans are here to provide the financial support you need.
At Fair Go Finance, we understand that urgent expenses can arise at any time—whether it's an urgent car repair, a sudden medical bill, or any other unexpected expense.
That's why we offer fast and easy cash loans to help you cover those urgent needs. With our streamlined application process, you can get the cash you need when you need it, without the wait.
)
Need cash fast? Let us help.
Our cash loans range up to $10,000, and you’ll get your money minutes after approval. We can help get you through to the other side with flexible terms, a customised interest rate and a loan that’s tailor-made to you.
)
Cash Loan Rates, Fees and Features
We want our customers to have all the information about our loans, so they can make the best decision. Check out the amounts, terms, fees and rates you can expect with our fast cash loans.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Fast Cash Loans With a Difference.
We’re a responsible lender who does things differently. And even though your cash comes fast, we’ve spent a long time developing our loans to make sure they’re just right. Fair Go Finance gives you a credit score boost as you make timely repayments, personalised interest rates and Mates Rates for future applications. All that on top of a super speedy loan.
Instant Approval, Same Day Cash Loans.
At Fair Go Finance, we've streamlined our application process to be super quick and easy, so you can get the funds you need without delay.
Simply fill out our online form, and you could be approved in less than 6 minutes. No waiting around. No unnecessary hold-ups.
Need a fast cash loan?
Apply For A Cash Loan Today
Don't let financial constraints hold you back - With no early payout fees, our flexible range of online cash loans are perfect for your changing financial needs. And because our rates are personalised, they’re highly competitive, regardless of your credit rating. Apply now for a cash loan tailored to your needs and enjoy the flexibility of repayments and competitive rates with Fair Go Finance.
)
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
)
Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
Interested in learning more?
Read on for commonly asked questions about our cash loans.
A cash loan is simply a personal loan. At Fair Go, we provide cash loans for anything from $500 up to $10,000, which you can use to cover unexpected expenses or bills, or to simply buy something you want or need – a car, appliances, a holiday, the choice is yours.
You can apply for your cash loan online. It’s a quick, easy process that enables us to assess your application and give you conditional approval on your cash loan, fast – if not the same day, then within 24 hours.
We can even help you secure a quick cash loan if you have a less-than-ideal credit rating. We’ll work with you to try and find a solution that works for you and doesn’t put you under financial stress. So, you can take out a short-term cash loan without having to worry about the long-term consequences.
Worried about your credit history? Find out about our bad credit loans.
Right here, right now! You can apply for your cash loan online, fast – it only takes a few minutes and then you can track your application’s progress through our portal. We’ll assess your application ASAP, if not the same day, then within 24 hours.
That’s the beauty of our quick cash loans. It’s a fast, paperless process and our friendly team is based here in Australia, so we’re just a call or click away if you need help. No unnecessary delays or paperwork.
We provide cash loans for all sorts of people all over Australia. To apply for a cash loan, you’ll need to be at least 18 years of age and a permanent Australian resident, with a regular salary or income.
Worried that your bad credit history will prevent you from taking out a cash loan? Don’t fret, we’re here to help you get a fair go and your credit history back on track. Find out about our bad credit loans.
We offer quick cash loans from $500 up to $10,000 and, depending on your situation and credit history, you can repay your loan over anything from three months to 24 months.
In a word, anything! Our customers use quick cash loans to cover or spread the cost of all sorts of expenses.
Securing a limited-time offer on a holiday, jewellery or furniture
Last-minute renovations, wedding costs or rental bonds.
Apply online in less than 6 minutes. Our clever online application form is quick and easy to complete – apply from anywhere in Australia, anytime day or night.
A little human touch may come into play. If your application isn’t given an immediate outcome, a friendly credit consultant will be in touch to confirm what they need clarified, or if there’s a different amount or product they can offer you.
Get approved: If you’re offered a loan and you’d like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.
Receive your funds within minutes: We use Real-Time Funding to instantly transfer the funds to your account.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.
Like all our loans, we personalise and structure our quick loans to suit you and secure the most competitive rate. So, depending on your financial obligations and situation, you can choose anything from a three-month term to a 24-month term.
If you need a cash loan fast – really fast – then call us on 1300 324 746 or talk to our team in Australia via live chat. We’ll help you fast-track your cash loan application the same day.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for. Loans for bad credit are available to cater to diverse financial situations and urgent needs.
Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved.
Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.
The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.
The usual waiting time to receive your loan application outcome is between 24-48 working hours.