Personal Loans in Perth
Living in Perth and need urgent cash? Fair Go Finance provides quick, same-day cash loans for any sudden expense. From small loans to $10,000 loans, apply online and get same day funds.
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Perth Cash Loans to Suit Your Needs
Need a quick cash loan? Small or large we can help. Our fast online application and approval process ensures that you can stop worrying and get back to living your life. With Fair Go Finance, you’ll have your money in no time.
Our application process is quick and easy—apply in as little as 6 minutes, and if approved, receive your funds within 15 minutes.
As a responsible lender, we’ll always be upfront about the cost of your loan. As a 100% online personal loan provider, we’ve made as quick, easy and secure as possible. And as a business that focuses on looking after your best interests, we’ll personalise your loans rate and terms to minimise your borrowing costs.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How do personal cash loans work?
Apply Online: Quick and easy form completion.
Instant Decision: Most approvals happen in minutes.
Same-Day Funding: Funds are transferred directly to your bank account after approval.
Our cash loans are designed to provide financial flexibility with no lengthy wait times or complicated paperwork. Get the cash you need, fast!
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions
While our personal loan company is based in Perth – our national HQ is in Perth CBD – as one of Australia’s largest non-bank personal loan providers, we’re 100% online. And with good reason.
Being 100% online means we’re able to focus all our finance and customer service smarts on helping our customers across Australia secure the cash they need, from $500 small loans to $10,000 large loans. All online. All super-fast and secure.
Instead of paying for expensive branches in state capitals like Perth, we’re able to focus on personalising our loan rates and terms to maximise your borrowing costs and minimise your borrowing costs. See for yourself. Talk to our friendly team on 1300 324 746, contact us via live chat if you have a question or apply for a large, medium or small loan online in minutes
Wherever you live in Australia, either in Perth or on the other side of the country, technically speaking small loans are loans ranging from $500 to $2,000. Similarly, large loans start at $5,000 (our large loans range up to $10,000), with medium loans sitting in the middle ($2,050-$5,000).
At Fair Go, whether you’re applying for a $500 loan or a $10,000 loan, the online application process is the same – quick, easy and secure.
Our online application process takes a few minutes and our smart system will give you a provisional decision straight away. Then, assuming you’re approved, you could have your cash within 24-48 hours. That’s why we have satisfied customers across Australia, from Perth in WA to Cairns in Far North Queensland – check out our reviews.
Apply for a small loan or a large loan and see for yourself.
Easy. Really easy. In fact, we’ve used all our finance and tech smarts to make applying for a loan quick and simple, whether you’re applying for a small loan of $500 to $2,000, a medium loan of $2,050 - $5,000, or a large loan of $10,000, whether you’re in Perth or on the other side of the country.
What’s more, as one of Australia’s largest non-bank loan providers and a responsible lender you can rely on us to always do the right thing, from ensuring our 100% online application process is secure to ensuring you know upfront how much your loan will cost.
No hidden fees. No changes to your repayments. No penalties for paying off your loan early to reduce the interest you pay. And we’ll personalise your loan to minimise your borrowing costs, whether you apply online for a small loan of $500-$2,000 or $10,000.
No, our small loans (loans from $500 to $2,000) are unsecured loans, so there’s no need to provide an asset as security. If you apply for a larger loan, you may have to take out a secured loan – it depends on a number of factors, including your credit history.
Either way, applying for a small loan or a larger one couldn’t be easier. You can apply online in minutes and our smart system will give you a provisional decision straight away.
Assuming you receive conditional approval, our friendly team will contact you to personalise and minimise the cost of your loan the same day – if you’re applying for a larger loan, we’ll discuss the pros and cons of secured and unsecured loans then.
Not at all. While our loan company is based in Perth and we have our national headquarters in Perth CBD, we provide small loans from $500 to $2,000, right up to $10,000, for customers across Australia.
We’re 100% online, so instead of wasting money on local branches, we’ve focused all our time and resources on making our online application process and customer service the best in the business, whether you’re living in the Perth suburbs or a remote rural town.
As long as you have a smart device, an internet connection and a few minutes, you can apply for a loan and get a provisional decision almost immediately. The only exception? Unfortunately, we’re unable to offer you a loan if you live in a caravan park.
A less than ideal credit score isn’t the end of the world. In fact, while we can’t guarantee we’ll be able to provide a loan if you have a bad credit score – even a small loan – we’ve helped lots of customers in Adelaide and throughout the country who have bad credit ratings.
We believe everyone deserves a fair go. And as one of Australia’s largest non-bank personal loan providers and a responsible lender, we’ll do everything we can to help you – if there’s a way for us to help you get a loan, without risking your long-term financial wellbeing, then we will.
If you’re not sure if you have a bad credit score, watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax. It’s easier for us to advise you on the best way forward if we know if – and why – you have a bad credit score.
It depends. The faster you can provide your supporting documents so we can complete your cash loan application assessment, the quicker we can process your application and give you a decision.
The good news is, our smart system enables you to submit your supporting documents online – it’s quick and easy. Assuming your application is successful, we can then transfer the approved funds directly into your bank account.
Find out more about our fast cash loan application and approval process.
We provide cash loans for all sorts of people all over Australia. To apply for a cash loan, you’ll need to be at least 18 years of age and a permanent Australian resident, with a regular salary or income.
Worried that your bad credit history will prevent you from taking out a cash loan? Don’t fret, we’re here to help you get a fair go and your credit history back on track. Find out about our bad credit loans.
If you need a cash loan fast – really fast – then call us on 1300 324 746 or talk to our team in Australia via live chat. We’ll help you fast-track your cash loan application the same day.
Apply online in less than 6 minutes. Our clever online application form is quick and easy to complete – apply from anywhere in Australia, anytime day or night.
A little human touch may come into play. If your application isn’t given an immediate outcome, a friendly credit consultant will be in touch to confirm what they need clarified, or if there’s a different amount or product they can offer you.
Get approved: If you’re offered a loan and you’d like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.
Receive your funds within minutes: We use Real-Time Funding to instantly transfer the funds to your account.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.