How To Get a Loan With Fair Go Finance.
Online, smart and simple. It’s what we’re all about.
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Complete our easy online application.
Our online application should take you no more than 6 minutes to complete. You just need to tell us your income and expenses and then provide some ID and bank account information.
After five quick screens you’ll be done!
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No faxing or signing of documents.
With Fair Go Finance, you don’t need to provide any hard copies of your documents because our loan application process is 100% online. By providing your bank statements like this, your loan application will be processed in the fastest possible turnaround! Plus, if your loan is approved there’s no signing required! We’ll send you an SMS message with a unique code that you can enter straight into the screen to accept the offer! At Fair Go Finance our loan process is super quick, easy and paperless!
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Receive finance on the same day!
We use Real Time Funding, which can have your funds transferred to your bank account in under a minute. If your bank participates with the platform called Split Payments, you can expect to see your loan funds in no time!
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You'll receive great customer service too!
We understand there can be times during your loan when you’d really like to speak to someone. That’s where our friendly Customer Experience team come in, and who are happy to speak to you via phone, email or live chat to solve your query. All Fair Go Finance customers receive:
Excellent customer service
Free direct debit set up
Helpful payment reminders
Flexible repayment options
Loyalty rewards (for repeat customers)
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What information do I need to apply for a loan?
Identification: Drivers licence number OR medicare card number
Bank Statements: 3 months bank statements (i.e. the most recent 90 days). A bank statement service (bankstatements.com.au) is provided for you to use during the application.
By supplying all of the above information during the online application you can get the fastest possible loan outcome! On the odd occasion, there may be a need for you to provide an additional document, such as a utility bill or salary slip. For these situations, your dedicated lending consultant will be in touch to let you know what you need to do.
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Looking for something specific?
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Loan Rates
Find out about the rates on our loan products.)
Loan Calculator
See what your repayments could be)
FAQs
Get answers to our most asked questions.)
Credit Rating
Find out more information about credit ratings.
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We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
Tips For Applying For a Loan
We've listed all the tips that can help your chances of being approved for a personal loan.
To protect your credit rating, avoid applying with multiple lenders because too many credit enquiries on your credit report can negatively impact your credit rating, which does influence your outcome.
Choose the best lender for your situation before applying. Read more about protecting your credit rating here.
We have a dedicated customer service team available to answer any queries you may have. It’s better to discuss any concerns you may have before submitting an application.
Be upfront with your income, identity and finances. The documents you provide confirm this information plus other verification checks that we do. If your loan can’t be approved right now, we’ll explain the reasons why and provide you with some suggestions to help you apply in the future.
Try to have the information (listed further above) to support who you are, what you earn and where you live. This is needed before a loan can be approved. If you’re unsure, please contact us, we’re here to help you go forward.